Money Saving Habits

There are several habits that people have in order to save money. Sometimes I read about these and think, “that makes sense! I should have thought of that.”

Here are some that you might already do or may consider doing for yourself.

If you have a good habit, let me know. I’d love to put it in the next newsletter.

• Buy in bulk – If you know that you will use something in the future and that it won’t expire
• Freeze your leftovers -freeze for another meal or freeze in individual containers for lunch, or make double and freeze half
• Make your meals at home – depending on what you’re cooking, home cooked are usually less expensive
• Don’t purchase individual servings of cereal, yogurt, oatmeal, crackers, etc. – individual portions cost much more than the large containers
• Grow vegetables and herbs in your backyard or in pots
• Cancel subscriptions to magazines, clubs, Movie channels or anything else that you are not using
• Buy in season produce
• Stay home – play board games, have a potluck with friends instead of spending money on going out
• Quit smoking
• Consume sweets and alcohol in moderation
• Place a limit on how much you will spend on certain items like shoes, clothing articles, gifts…
• Manage with 1 car or buy a smaller car – you’ll save on insurance, tags and maintenance by owning only 1 car
• Buy a whole ham and have it sliced rather than buying sliced lunch meat
• Don’t allow credit card debt to add up
• Sell what you are not using
• Look for deals when shopping for appliances or furniture – use Craigslist
• Use vinegar and other natural products for cleaning – you can find a host of natural cleaning recipes online. Here’s one https://www.thebalance.com/cleaning-with-vinegar-1387941